Fee-Only Financial Planning
Life is a series of events and decisions; some simple, others complex. Financial planning is not a one-time event. It is a process to help determine the best choices for you today, you tomorrow and for those you love most. Financial planning provides value at every stage of life. It’s never too early or too late to start.
Early to Mid Career
Budgeting
We’ll help you organize your finances, manage your cash flow, and establish a personal savings plan.
Family Protection
With family, comes great responsibility. We’ll make sure your family is financially protected.
Pay off Debt
School loans and credit cards got you down? We’ll help you get debt-free and save money in the process.
College Savings
School is expensive. We’ll help you start a savings plan so your kids don’t shoulder the same debt you did.
Tax Savings
We’ll work with your tax preparer and maximize tax savings so you can keep more of your hard-earned dollars.
Retirement Planning
You deserve financial freedom and we’ll help you achieve it.
Buying a House
Buying a home is one of the biggest investments you’ll ever make. We’re here to help make that dream a reailty.
Investment Guidance
We’ll help grow, coordinate, and manage your 401(k), 403(b), IRAs, and other personal investments.
In or Near Retirement
Pension Optimization
We’ll assess and evaluate all benefit options so you can make the best choice for you and your family.
Healthcare
We’ll guide you on ways to fund healthcare and evaluate Medicare decisions.
Retirement Income
There is no longer a payceck; we’ll help you re-create one with your savings and investments.
Tax Efficiency
Nothing is more certain than death and taxes. We’ll suggest strategies and evaluate alternatives to lower your taxes in retirement.
Distribution Strategy
We’'ll help you determine which accounts to take from, how much to take, and when to take them.
Estate Planning
We’ll guide you on how to protect what you’ve earned, have control when you’re gone, and build the legacy you want.
Social Security
Social Security can be a headache. We’ll help you determine the best timing and ways to maximize your benefits.
Investment Guidance
We’ll offer guidance, coordination, and management to protect what you’ve earned and provide for what you need.